Citizens Bank This Account Is For You If... Minimum Opening Balance Service Fees Special Features
Certificates of Deposit You want to earn more interest on your money. $1,000.00 for 18 Month CD $2,500.00 for any other term CD Early withdrawal penalty depending on the term. Can be used as a short or long term investment. Flexible payment of interest. Can be used as collateral for a loan.
Traditional IRA You wish to save for your retirement years while obtaining tax benefits today. $50.00 Early withdrawal penalty. Available for long term investments. Great tax deferral vehicle for saving for retirement.
Educational IRA You wish to save money for educational expenses for children and grandchildren. $50.00 Early withdrawal penalty. Easy way to help with college expenses. Transfers are flexible. Earnings are non-taxable. Funds can be passed on to another child.
ROTH IRA You want to begin saving for retirement to supplement Social Security while earning interest tax-free. $50.00 Early withdrawal penalty. Available for long term investments. Great way to save for retirement.

Member FDIC
Citizens Bank

Home | Privacy Policy | Terms of Use | USA PATRIOT ACT | Report a Lost or Stolen Debit Card
Banking Services | Loans & Mortgages Other Services | Online Banking | Community | About Us | Locations
Nationwide Mortgage Licensing System (NMLS) ID Numbers | NMLS Consumer Access Website

Equal Housing Lender
NOTICE: Citizens Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here.
Please contact us with any concerns or comments.
 

AGREEMENT TO RECEIVE ELECTRONIC DISCLOSURES & INFORMATION

By continuing with this online application process, you agree that we may provide you this Agreement & Disclosure and any revisions and amendments to this Agreement & Disclosure in electronic form; and that, if you choose to accept the Agreement & Disclosure, you are consenting to enter into and are entering into an Agreement electronically that will govern all future transactions you conduct using the online services and agree to be bound by its terms.

All you need to use the online services and to receive this Agreement & Disclosure and any future information is a computer and modem (including a monitor) capable of accessing the Internet and sending/receiving e-mail, along with a printer capable of printing copies if you wish to retain records in paper format. You will also need a domestic and secure browser with 128-bit encryption (such as Netscape Navigator 6.0 or a later version, or Microsoft® Internet Explorer 7.0 or a later version). You must use Microsoft® Windows 98 or a later version, or Macintosh OS 9 or a later version. You must have a computer hard drive capable of storing data, if you wish to store electronic communications. You must also have Adobe® Acrobat® Reader® software or Adobe® compatible software, so you can view any Adobe® PDF files.

From time to time, we may deliver certain information to you that is required by law or regulation to be provided to you in writing or regarding information about our online services. By selecting the “I AGREE” button below, you agree that we may provide you revisions and amendments to this Agreement & Disclosure and such other information, including but not limited to information under Regulation E and under other applicable banking or financial services laws or regulations in connection with the services, electronically as a part of the Agreement & Disclosure or otherwise as a part of online services. If you wish to withdraw consent to receive information electronically there is no charge to terminate the services or to update your information. You may call us at 866-666-2195 or send a letter to Electronic Banking Department at P.O. Box 100, Lafayette, TN 3708.

You may print and retain a copy of this Agreement & Disclosure or any future information sent to you electronically. You may also obtain a free copy of this Agreement & Disclosure, and amendments to it, and other communications about the service in paper form by writing or calling us at the below address and telephone number:

Citizens Bank of Lafayette
P.O. Box 100
Lafayette, TN 37083
866-666-2195

I AGREE