Checking Accounts

 

This Account Is For You If...

Minimum Opening Balance

Monthly
Service
Fee

Check Writing Ability

Special Features

BanClub Checking

You want more product for the buck! As a member of the club you receive loads of benefits.

$10

$6.00-$8.00 Membership fee

Unlimited

Free ATM/debit cards available; Free Club checks; monthly image statements; May qualify for Overdraft Privilege; Personal Club Insurance; No charge for traveler’s checks & official checks

Free Checking

You want a service charge free account.

$10

$0

Unlimited

First checks free; Free ATM/debit cards available; May qualify for Overdraft Privilege

Regular Checking

You want an economical account.

$10

$4.00

if balance falls below $300 during the statement cycle

(Account holders 65 or older and full-time students are not subject to service fee.)

Unlimited

Free ATM/debit cards available; May qualify for Overdraft Privilege; monthly imaged statements; First checks free.

Business Checking

You want an economical account for your business.

$10

$4.00

if balance falls below $300 during the statement cycle

 

Unlimited

Free ATM/debit cards available; May qualify for Overdraft Privilege; monthly imaged statements; First checks free.

Gold Club Checking

You are 50 years of age or better! Great economical account.

$500

$5.00

If balance falls below $500 any day of statement cycle

Unlimited

Interest paid monthly on balances; Free personalized Gold Club checks; Free education seminars; 25% Discount on Safe Deposit Box rental; Free ATM/debit card; monthly image statement; may qualify for Overdraft Privilege

NOW Checking

You maintain a high account balance - and desire interest.

$1000

$5.00

If balance falls below $500 any day of statement cycle

Unlimited

First checks free; Free ATM/debit Cards available; monthly image statements;

Money Market Checking

You maintain a high account balance, want the highest interest with easy access to your money.

$2500

$5

If balance falls below $2500 any day of statement cycle

6 withdrawals per month restricted to a maximum of 6 pre-authorized debits of which no more than 3 can be by check.

Interest paid monthly on account if $2500 balance is maintained; Monthly image statements; First checks free.

 

 

 

 

 

 

return to top

Savings Accounts

 

This Account Is For You If...

Minimum Opening Balance

Service Fee

Special Features

Christmas Club

You want to be prepared for the extra expenses the holiday season can bring.

$10.00

$5.00 per withdrawal.

May deposit $250/week up to $1000/month. Interest is paid on balances at maturity. Checks are issued in November.

Regular Passbook Savings

You want to get started saving for future expenses.

$10.00

$1.00 per withdrawal after 3 each quarter restricted to a maximum of 6 pre-authorized debits each month.

Interest is paid quarterly. Statements are mailed quarterly.

 

return to top


Member FDIC
Citizens Bank

Home | Privacy Policy | Terms of Use | USA PATRIOT ACT | Banking Services | Loans & Mortgages
Other Services | Online Banking | Community | About Us | Locations

Equal Housing Lender
NOTICE: Citizens Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here.
Please contact us with any concerns or comments.