Certificate of Deposit (CD)
Minimum Deposit to Open: $2,500 

Service Charge: Early withdrawal penalties apply

Comments: 
  • 7-31 Days
  • 3 month
  • 6 month
  • 12 month
  • 18 month
  • 24 month
  • 36 month
  • 48 month
  • 60 month

Individual Retirement Account (IRA)
Minimum Deposit to Open: $500

Service Charge: Early withdrawal penalties apply

Comments:
  • IRA’s are available for long term investments.
  • Great tax deferral vehicle for saving for retirement.


Roth IRA
Minimum Deposit to Open: $500
Service Charge: Early withdrawal penalties apply

Comments:
  • IRA’s are available for long term investments.
  • Valuable future tax-free income in retirement.


Educational IRA
Minimum Deposit to Open: $500
Service Charge: Early withdrawal penalties apply
Comments:
  • Educational IRA's are available to help with college expenses.
  • Transfers are flexible.
  • Earnings are non-taxable.
  • Funds can be passed on to another child.