Adjustable Rate Mortgage

If you want to finance your personal dwelling and you are going to live or own that dwelling for 3-5 years, this is your loan. 


Comments:

  • Low closing costs and comfort of dealing with a hometown bank. 
  • No Points. 
  • Rates are adjusted on three and five year intervals. 
  • Lifetime cap on primary residence mortgage loans. 
  • Long-term amortization periods available. 
  • Typically low fees.  

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Conventional Fixed Rate Mortgage

If you are ready to buy your dream home or refinance your current one, this is the right loan for you.


Comments:

  • Low, competitive rates and affordable payments.
  • Friendly service and decisions made by local people you know and trust.
  • Fixed rate and monthly payment for the life of your loan.
  • Easier to budget and plan for

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Freedom Line of Credit

Anyone who owns any type of real estate and has equity in that real estate.


Comments:

  • Freedom to use money for whatever your needs might be. 
  • Secured by 1st or 2nd mortgage on most any real estate, including primary residence, 2nd homes, rental homes, farm land, & commercial property. 
  • Five or ten year repayment with interest only payments monthly.
  • Please note that a balloon payment may result and the offer is subject to credit approval.

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To see what you can afford, visit our Calculator page, and click on "Mortgage".