Regular Checking
Regular Checking is a non-interest bearing account on which a service fee of $4 will be assessed if the balance falls below $300 during the statement cycle.

Minimum Deposit to Open: $10

Minimum Balance to Avoid Service Charge: $300
Service Charge: $4

Comments:
  • Unlimited check writing.
  • Unlimited debits.
  • Free Debit/ATM cards available. 
  • Account may qualify for Overdraft Privilege (there is a cost for any overdraft service when it is used)*. 
  • Monthly image statements mailed. 
  • First book of checks are free.

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Best Account Checking

Best Account Checking is an interest bearing account.

Minimum Deposit to Open: $100
Minimum Balance to Avoid Service Charge: $101
Service Charge: $3

 Comments:
  • Free Debit/ATM cards available. 
  • Monthly interest paid on balances greater than $1,000.
  • Account may qualify for Overdraft Privilege (there is a cost for any overdraft service when it is used)*. 
  • Monthly statements mailed.
  • Does not receive check images in mail. 
  • First book of checks free.

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Free Checking

Free Checking is a non-interest bearing account that has no service charge.

Minimum Deposit to Open: $10
Minimum Balance to Avoid Service Charge: $0
Service Charge: $0

 Comments:
  • Free Debit/ATM cards available. 
  • Account may qualify for Overdraft Privilege (there is a cost for any overdraft service when it is used)*. 
  • Does not receive check images in mail. 
  • First book of checks free.

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Gold Club Checking 

Gold Club Checking is an interest bearing account for Seniors age 50 and better.

Minimum Deposit to Open: $500
Minimum Balance to Avoid Service Charge: $500
Service Charge: $5

 Comments:
  • Free Debit/ATM cards available. 
  • Account may qualify for Overdraft Privilege (there is a cost for any overdraft service when it is used)*. 
  • Monthly image statements mailed. 
  • Free Gold Club checks.
  • 25% Discount on Safe Deposit Box.
  • No fee for cashier checks. (limit 10 per month)
  • Free education seminars and gatherings.

For more information, visit our Gold Club page.

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BanClub Checking

Ban Club Checking is a non-interest bearing account.

Minimum Deposit to Open: $10
Insurance Coverage: Plan 1 at $10,000 individual, Plan 2 at $20,000 individual, or Plan 3 at $20,000 individual. Also covers $10,000 for a spouse and $1,500 for each dependent child
Service Charge: Plan 1 is $6, Plan 2 is $7, Plan 3 is $8 

Comments:
  • Accidental death and dismemberment Insurance (not a deposit, not FDIC insured)**.
  • Plan 1 offers $10,000 individual coverage for $6 per month.
  • Plan 2 offers $20,000 individual coverage for $7 per month.
  • Plan 3 offers $20,000 individual, $10,000 spouse, and $1,500 dependent child (each) coverage for $8 per month.
  • Unlimited check writing.
  • Unlimited debits.
  • Free Debit/ATM cards available. 
  • Account may qualify for Overdraft Privilege (there is a cost for any overdraft service when it is used)*. 
  • Monthly image statements mailed. 
  • No fee for cashier checks. (limit 10 per month)
  • First book of checks are free.

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Plus Checking

Plus Checking is an interest bearing account. Interest does accrue on balances less than $1,000.


Minimum Deposit to Open: $1,000
Minimum Balance to Avoid Service Charge: $1,000
Service Charge: $5

 Comments:
  • Free Debit/ATM cards available. 
  • Account may qualify for Overdraft Privilege (there is a cost for any overdraft service when it is used)*. 
  • Monthly image statements mailed. 
  • First book of checks are free.

Get Started

Investment Account Checking

Investment Account Checking is an interest bearing account. Monthly interest is tiered to your account balance.


Minimum Deposit to Open: $1,000
Minimum Balance to Avoid Service Charge: $1,000
Service Charge: $15

 Comments:
  • Free Debit/ATM cards available. 
  • Account may qualify for Overdraft Privilege (there is a cost for any overdraft service when it is used)*. 
  • Monthly image statements mailed. 
  • First book of checks are free.
  • Unlimited check writing.

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Money Market Checking

Money Market Checking is an interest bearing account. Interest is paid monthly on account.


Minimum Deposit to Open: $2,500
Minimum Balance to Avoid Service Charge: $2,500
Service Charge: $5

 Comments:
  • Free Debit/ATM cards available. 
  • Account may qualify for Overdraft Privilege (there is a cost for any overdraft service when it is used)*. 
  • Monthly image statements mailed. 
  • You may not make more than 6 withdrawals per month. There is a $5 excessive withdrawal fee applied to each subsequent transaction over 6 per month.
  • First book of checks are free.

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* You will be charged a $26 overdraft protection for each item paid or if the account is accessed when the balance is not sufficient for the amount of the transaction. Overdraft protection and the fees may be imposed on transactions created by check, in-person withdrawal, ATM withdrawal, or other electronic means. The amounts of any overdrafts, including our fees, are due and payable immediately, or on demand. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.

** NOT A DEPOSIT, NOT FDIC-INSURED, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY THE BANK
For more information regarding the BanClub insurance, please visit FDIC.gov.